You Must Have:
- Stable income
- Limited Debt
- Decent Credit
- Income Eligible by Family Size
- At least $500 towards purchase
- Desire to be a Homeowner
- At least $500 towards purchase
- Income Eligible by Family Size
- Decent Credit
- Limited Debt
Special Mortgage Assistance for
Income Eligible Targeted Buyers Employed in Clayton County
Protectors (Police, Sheriff, Firefighters, EMTs, Correctional Officers) State Certified Educators License or Certified Healthcare Care Provider (RN, LPN, Physician Assistant,medical Assistant, Dental Hygienist/Assistant)
* Active & Reserve Military, Honorably Discharged Veterans, or Retired Military and Surviving Spouse
*(No requirement to be employed in Clayton County For Military)
CHECK THE FOLLOWING INCOME CHART TO DETERMINE IF YOU ARE INCOME ELIGIBLE.
NSP Maximum Income Limits – Clayton County, Georgia 2012 |
||||||||
|---|---|---|---|---|---|---|---|---|
| 1 Person | 2 Persons | 3 Persons | 4 Persons | 5 Persons | 6 Persons | 7 Persons | 8 Persons | |
| 50% AMI | $24,300 | $27,750 | $31,200 | $34,650 | $37,450 | $40,200 | $43,000 | $45,750 |
| 80% AMI | $38,850 | $44,400 | $49,950 | $55,450 | $59,900 | $64,350 | $68,800 | $73,200 |
| 120 % AMI | $58,200 | $66,550 | $74,850 | $83,150 | $89,800 | $96,450 | $103,100 | $109,750 |
Next You Will:
- Complete the 8 Hours Home Buyer Counseling (from HUD Approved Housing Counselors)
- Contact one of the preferred and Certified NSP lenders on the list
to qualify for a standard home loan and complete the loan process. - Choose a house from Selected NSP Homes
- Contract to buy a house
- Complete the 4 Hours Home Owner Training
- Close on House
- CELEBRATE!
- Buyer can take the 8 Hours of Home Buyer Counseling through one of the HUD Approved Housing Counseling Agencies. To find the list of HUD Approved Housing Counseling Agencies, please visit: www.hud.gov and click on Resources.
Buyer must use of one the lenders on this list. To finance your new home, please contact one of the certified NSP Lenders:
